I live in Northern Ireland and I can't get an MOT for my car, am I still covered?

If you can't get an appointment before your existing MOT expires, you must book the earliest available appointment. As long as you have a booking, there’s no impact on your insurance. Your normal cover details(as set out in your Insurance Document wording) apply.

You may be asked to provide evidence of your booking if you have to claim and your MOT has expired.

more information, see https://www.nidirect.gov.uk/services/book-mot-vehicle-test-online