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Accidental Damage
Repair or replacement for your car, spare parts or accessories if they’re damaged.
Third Party, Fire & Theft
Cover for loss or damage caused by fire, lightning, explosion, theft or attempted theft.
Liability to others
You’re covered for any legal liability if someone is injured, passes away, or their property is damaged as a result of an accident in your car.
Lost or stolen key cover
Up to £1,500 towards replacement locks, keys and locksmith fees if your keys are lost, stolen or accidentally damaged. Please note that wear and tear and precautionary lock replacements aren't included.
Courtesy Car
If your car is repaired by one of our approved repairers following a claim, you’ll usually receive a class A courtesy car for the duration of the repairs.
Accessory cover123
Cover for in‑car accessories and spare parts, such as breakdown kits or car vacuum cleaners, while they’re in or on your car.
Driving abroad123
Cover continues if you’re driving abroad. Terms and limits apply depending on your policy.
5-year repair guarantee
Repairs carried out by approved repairers include a standard five‑year guarantee.
Driving abroad
Cover continues if you’re driving abroad. Terms and limits apply depending on your policy.
Lost or stolen key cover
Up to £1,500 towards replacement locks, keys and locksmith fees if your keys are lost, stolen or accidentally damaged.
Third Party, Fire & Theft
Cover for loss or damage caused by fire, lightning, explosion, theft or attempted theft.
Liability to others
You’re covered for any legal liability if someone is injured, passes away, or their property is damaged as a result of an accident in your car.
Choose the level of cover that suits how you drive.
All the essentials to get you on the road at a lower price.
Here’s what’s covered:
Sound Equipment Cover
Vandalism Cover
Courtesy Car
Medical Expenses
Hotel Expenses
Accidental Damage
Windscreen Cover
Personal Belongings
Personal Accident
24/7 Locksmith Cover
Children’s car seat replacement
RAC Breakdown Cover
Legal Expenses Cover
Our core car insurance, covers you for everyday driving.
Here’s what’s covered:
Sound Equipment Cover
Vandalism Cover
Courtesy Car
Medical Expenses
Hotel Expenses
Accidental Damage
Windscreen Cover
Personal Belongings
Personal Accident
24/7 Locksmith Cover
Children’s car seat replacement
RAC Breakdown Cover
Legal Expenses Cover
Get extra benefits, including RAC Breakdown Cover.
Here’s what’s covered:
Sound Equipment Cover
Vandalism Cover
Courtesy Car
Medical Expenses
Hotel Expenses
Accidental Damage
Windscreen Cover
Personal Belongings
Personal Accident
24/7 Locksmith Cover
Children’s car seat replacement
RAC Breakdown Cover
Legal Expenses Cover
Our core car insurance, covers you for everyday driving.
Here’s what’s covered:
Sound Equipment Cover
Vandalism Cover
Courtesy Car
Medical Expenses
Hotel Expenses
Accidental Damage
Windscreen Cover
Personal Accident
Personal Belongings
RAC Breakdown Cover
Legal Expenses Cover
Get extra benefits, including RAC Breakdown Cover.
Here’s what’s covered:
Sound Equipment Cover
Vandalism Cover
Courtesy Car
Medical Expenses
Hotel Expenses
Accidental Damage
Windscreen Cover
Personal Accident
Personal Belongings
RAC Breakdown Cover
Legal Expenses Cover
Vandalism Cover
If your car is deliberately damaged, also known as malicious damage, we’ll cover things like scratches, broken windows and slashed tyres.
Courtesy Car
If you've made a claim on your policy and your car is being repaired by one of our approved repairers, they’ll typically provide you with a class A courtesy car (Small hatchback) for the duration of the repairs at no cost to you.
Medical Expenses
You're covered for up to £100 of medical expenses for each person injured in your car if it’s involved in an accident.
Hotel Expenses
You're covered for up to £500 if you require a hotel stay when your car is involved in an accident.
Accidental Damage
We’ll replace or repair your car, spare parts or accessories if they are lost, stolen or damaged.
24/7 Locksmith Cover
With our Key Assist Cover, you'll be covered for any of the below:
Replacement of keys when lost, stolen or accidentally damaged (including immobiliser, infra-red handset or alarm if it can’t be reprogrammed)
All your car, home and office keys on your keyring
Locksmith charges
New locks if it's determined that your key claim represents a security risk
If your car is unusable, up to 3 days' of reasonable travel expenses at £50 per day while your keys are being replaced
Multiple claims across the policy term, totalling £1,500 per period of insurance
Claims up to £100 where the keys are locked inside a property or vehicle or broken in the lock or ignition
If you’re stranded due to keys being lost, accidentally damaged or stolen, up to £300 towards onward transportation costs to your destination
Don't worry, a key claim won't show as a claim and won't impact your No Claims Discount on your main motor policy. Please note Key Assist Cover doesn’t provide cover for keys damaged over time by wear and tear, non-accidental damage and general maintenance of insured cars keys or locks.
Children’s car seat replacement
We'll cover your Child Seat for up to £250 per seat.
Sound Equipment Cover
We’ll cover all your navigational equipment, radio and any other audio and visual equipment which is permanently fitted to your car.
Vandalism Cover
If your car is deliberately damaged, also known as malicious damage, we’ll cover things like scratches, broken windows and slashed tyres.
Courtesy Car
If you've made a claim on your policy and your car is being repaired by one of our approved repairers, they’ll typically provide you with a class A courtesy car (Small hatchback) for the duration of the repairs at no cost to you.
Hotel Expenses
You're covered for up to £200 if you require a hotel stay when your car is involved in an accident.
Accidental Damage
We’ll replace or repair your car, spare parts or accessories if they are lost, stolen or damaged.
Windscreen Cover
We'll replace or repair a damaged windscreen or window (including scratched paintwork caused by broken glass) and this won’t affect your No Claims Discount.
Personal Belongings
We'll pay up to £200 for loss of, or damage to, personal belongings in or on your car caused by accidental damage, fire or theft.
Personal Accident
We’ll pay out up to £7,500 if an accident in your car results in your death, permanent loss of sight or loss of one or more limbs.
24/7 Locksmith Cover
With our Key Assist Cover, you'll be covered for any of the below:
Replacement of keys when lost, stolen or accidentally damaged (including immobiliser, infra-red handset or alarm if it can’t be reprogrammed)
All your car, home and office keys on your keyring
Locksmith charges
New locks if it's determined that your key claim represents a security risk
If your car is unusable, up to 3 days' of reasonable travel expenses at £50 per day while your keys are being replaced
Multiple claims across the policy term, totalling £1,500 per period of insurance
Claims up to £100 where the keys are locked inside a property or vehicle or broken in the lock or ignition
If you’re stranded due to keys being lost, accidentally damaged or stolen, up to £300 towards onward transportation costs to your destination
Don't worry, a key claim won't show as a claim and won't impact your No Claims Discount on your main motor policy. Please note Key Assist Cover doesn’t provide cover for keys damaged over time by wear and tear, non-accidental damage and general maintenance of insured cars keys or locks.
Sound Equipment Cover
We’ll cover all your navigational equipment, radio and any other audio and visual equipment which is permanently fitted to your car.
Vandalism Cover
If your car is deliberately damaged, also known as malicious damage, we’ll cover things like scratches, broken windows and slashed tyres.
Courtesy Car
If you've made a claim on your policy and your car is being repaired by one of our approved repairers, they’ll typically provide you with a class A courtesy car (Small hatchback) for the duration of the repairs at no cost to you.
Hotel Expenses
You're covered for up to £200 if you require a hotel stay when your car is involved in an accident.
Accidental Damage
We’ll replace or repair your car, spare parts or accessories if they are lost, stolen or damaged.
Windscreen Cover
We'll replace or repair a damaged windscreen or window (including scratched paintwork caused by broken glass) and this won’t affect your No Claims Discount.
Personal Belongings
We'll pay up to £200 for loss of, or damage to, personal belongings in or on your car caused by accidental damage, fire or theft.
Personal Accident
We’ll pay out up to £7,500 if an accident in your car results in your death, permanent loss of sight or loss of one or more limbs.
24/7 Locksmith Cover
With our Key Assist Cover, you'll be covered for any of the below:
Replacement of keys when lost, stolen or accidentally damaged (including immobiliser, infra-red handset or alarm if it can’t be reprogrammed)
All your car, home and office keys on your keyring
Locksmith charges
New locks if it's determined that your key claim represents a security risk
If your car is unusable, up to 3 days' of reasonable travel expenses at £50 per day while your keys are being replaced
Multiple claims across the policy term, totalling £1,500 per period of insurance
Claims up to £100 where the keys are locked inside a property or vehicle or broken in the lock or ignition
If you’re stranded due to keys being lost, accidentally damaged or stolen, up to £300 towards onward transportation costs to your destination
Don't worry, a key claim won't show as a claim and won't impact your No Claims Discount on your main motor policy. Please note Key Assist Cover doesn’t provide cover for keys damaged over time by wear and tear, non-accidental damage and general maintenance of insured cars keys or locks.
RAC Breakdown Cover
If you rely on your car for work, the school run or just day-to-day needs, the last thing you need is a breakdown to upset your routine. We offer multiple levels of RAC Breakdown Cover to help you get back up and running. You’ll be able to choose your level of Breakdown Cover on the next page.
Legal Expenses Cover
With Legal Cover, you can get up to £100,000 to help recover losses and costs if you're in an accident that wasn't your fault.
If the accident wasn’t your fault, you can claim back your losses from the other driver’s insurance. With Legal Expenses Cover, our legal team will help claim these losses for you.
If another driver takes you to court, we’ve got you covered. We’ll provide up to £5,000,000 to help you defend yourself.
Legal Cover also helps with other expenses not covered by standard car insurance if an accident wasn’t your fault. For example, if you can't work because of the accident, uninsured loss recovery can help you get back up to £100,000 of your lost income.
Sound Equipment Cover
We’ll cover all your navigational equipment, radio and any other audio and visual equipment which is permanently fitted to your car.
Sound Equipment Cover
We’ll cover all your navigational equipment, radio and any other audio and visual equipment which is permanently fitted to your car.
RAC Breakdown Cover
If you rely on your car for work, the school run or just day-to-day needs, the last thing you need is a breakdown to upset your routine. We offer multiple levels of RAC Breakdown Cover to help you get back up and running. You’ll be able to choose your level of Breakdown Cover on the next page.
Legal Expenses Cover
With Legal Cover, you can get up to £100,000 to help recover losses and costs if you're in an accident that wasn't your fault.
If the accident wasn’t your fault, you can claim back your losses from the other driver’s insurance. With Legal Expenses Cover, our legal team will help claim these losses for you.
If another driver takes you to court, we’ve got you covered. We’ll provide up to £5,000,000 to help you defend yourself.
Legal Cover also helps with other expenses not covered by standard car insurance if an accident wasn’t your fault. For example, if you can't work because of the accident, uninsured loss recovery can help you get back up to £100,000 of your lost income.
Create car insurancethat works for you.
KAI, your AI assistant, can help you decide which extras are worth adding - and which aren’t.