What extra benefits do I get with Excess Protect?

With Excess Protect you’ll get your excess refunded following the settlement of a claim by Motivo (excluding windscreen only claims) resulting from:

• Fire*

• Theft*

• Food

• Vandalism

• An accident that was your fault

• An accident that was partly your fault

• An accident where you are unable to recover your excess from a liable third party within six months

If you take out Excess Protect Cover with your car insurance you can:

• Enjoy peace of mind knowing that you won’t be responsible for a large excess bill in the event of a car insurance claim

• Choose your own level of cover from £300 to £1,000

• Make multiple claims on Excess Protect up to the value of cover you choose

• Make an Excess Protect claim via an easy to complete online form

Excess Protect is only available as an optional extra when you first buy, or renew your policy. It cannot be purchased part way through your policy term. Read our Excess Protect Policy Wording on our Insurance Document page.

Read policy wording